Author: Rick Garvia

New Day

    Hi Folks — I just wanted to let you know that I’ve taken a break from writing and have focused on photography. New images are added weekly, so click on my name below, and you’ll be switched over

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What’s In Your Wallet?

                   A few weeks ago, my wife bought herself a new wallet. It was a carefully thought out plan, as she debated the various benefits of coin pockets, checkbook holders and the

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Here’s Where I Explain The Winter Olympics

          For roughly the entire month of February, the world’s attention will be fixed on PyeongChang, which is located in The Other Korea, which in case anyone didn’t know, is South Korea, not North Korea. There

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